Do I need daily or annual Car Hire Excess Insurance?

Car Hire 1

Published on : 14 September 20225 min reading time

Car hire excess insurance is a policy that can save you money if you have an accident in a rental car. It covers the excess that you would otherwise have to pay if you made a claim on your own car insurance.

There are two types of car hire excess insurance: daily and annual. Daily insurance is more expensive, but it can be a good option if you only rent cars occasionally. Annual insurance is cheaper, but it only covers you for one year.

Which type of insurance you need depends on how often you rent cars and how much excess you want to be covered for. If you only rent cars occasionally, then daily insurance may be a better option. However, if you rent cars frequently, then annual insurance will be cheaper in the long run.

What is car hire excess insurance

If you’re renting a car, you may be asked if you want to purchase car hire excess insurance. You may be wondering if you need it. Here’s what you need to know about car hire excess insurance. More on serenitrip.co.uk.

Do you need car hire excess insurance? Maybe. If you have personal car insurance, you may be covered for damage to a rental car. Check with your insurance company to be sure.

If you don’t have personal car insurance, or if your insurance doesn’t cover rental cars, you may need to purchase car hire excess insurance from the rental car company.

What is car hire excess insurance? It’s insurance that covers the amount of money you’re responsible for if your rental car is damaged or stolen.

How much does car hire excess insurance cost? The price depends on the rental car company and the length of your rental.

Is car hire excess insurance worth it? That depends. If you’re concerned about being responsible for a large amount of money if your rental car is damaged or stolen, it may be worth it to purchase the insurance.

If you decide to purchase car hire excess insurance, be sure to read the policy carefully so you know what’s covered and what’s not.

Do I need daily or annual Car Hire Excess Insurance?

If you’re renting a car, you may be wondering if you need to purchase car hire excess insurance. This type of insurance covers the amount you’re responsible for if your rental car is damaged or stolen.

Most rental car companies will offer some type of excess insurance, but it may not be the best option for you. For one thing, it can be quite expensive. For another, it may not cover everything you need it to.

The best way to determine if you need car hire excess insurance is to consider your own personal circumstances. For example, if you have your own comprehensive car insurance policy, you may not need to purchase excess insurance from the rental company.

On the other hand, if you don’t have your own car insurance or if your policy has a high excess, it may be a good idea to purchase excess insurance from the rental company.

If you’re still not sure whether or not you need car hire excess insurance, it’s a good idea to speak to your insurance broker. They’ll be able to advise you on the best course of action to take.

How does rental car excess insurance work?

If you’re renting a car, you may be offered the option to purchase rental car excess insurance. This is a insurance policy that will cover the cost of any damage to the rental car beyond the amount covered by your regular car insurance policy or the rental car company’s insurance. It’s important to know whether you need this type of insurance before you rent a car.

Do you need rental car excess insurance? It depends. If you have comprehensive and collision coverage on your personal car insurance policy, you may not need to purchase rental car excess insurance, because your regular policy will likely cover damage to a rental car. Check with your car insurance company to be sure.

If you don’t have comprehensive and collision coverage on your personal car insurance policy, or if you’re renting a car in a foreign country, you may want to purchase rental car excess insurance to protect yourself from having to pay for damage to the rental car out of your own pocket.

Rental car excess insurance is typically offered by the rental car company at the time of rental. It can also be purchased through some travel insurance policies or credit cards. Be sure to read the policy carefully before you purchase it to make sure it meets your needs.

The article discusses whether or not it is necessary to have car hire excess insurance. It concludes that while it is not required, it is a good idea to have in case of an accident.

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